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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

4365 Enchantment Cove Lane

Charlotte, NC · 3,610 sqft

$900,000

  • 5Beds
  • 2.5Baths
  • 3,610SqFt
  • 1999Year

About this home

Custom-built home in the coveted Overlook community, complete with your own Deeded Boat Slip and Lift on Mountain Island Lake. Meticulously maintained and thoughtfully upgraded by the original owners — including a new Primary Bath (2025), new HVAC systems (2024), and a new roof (2020) — this full-brick home offers true peace of mind from day one. The main level showcases rich hardwood floors throughout, a gas-log fireplace, and a chef-inspired Kitchen featuring granite countertops, a prep island, bar-height breakfast bar, pantry, dry bar, and stainless steel appliances — all open to the large Family Room and sun-filled Breakfast Area. Step through to the entertainer's Deck overlooking a private, tree-buffered backyard with in-ground irrigation and lush mature landscaping. A Butler's passage leads to the formal Dining Room, while the Formal Living Room and a versatile flex space — perfect as a Bedroom, Office, or Hobby Room — complete the main level. Front and rear staircases add everyday convenience. Upstairs, the expansive Primary Suite features a beautifully remodeled private bath with garden tub, walk-in shower, and dual sinks, plus 2 spacious walk-in closets. Three additional bedrooms, a second full bath, a large Bonus Room with walk-in attic storage, and a dedicated Laundry room provide space for everyone. Just steps from your back deck, you are a 2 minute walk on a community sidewalk from your own boat slip — evening cruises on the lake await. The side-load 3-car garage provides utility and storage. The amenity rich neighborhood includes clubhouse, recreation courts, playgrounds, and the wide tree-lined streets with sidewalks that make Overlook one of the area's most sought-after addresses. Minutes from schools, shopping, dining, healthcare, and an easy commute to Charlotte, the Airport, and the Whitewater Center.

Property details

Beds
5
Baths
2.5
SqFt
3,610
Lot
Year built
1999
Type
Single Family
Garage
3
Heating
Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Hardwood, Wood
HOA dues
$1,843 / yr

Features

  • Attic Stairs Pulldown
  • Attic Walk In
  • Breakfast Bar
  • Built-in Features
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,777/ month

Principal & interest
$5,573
Property tax (~1.05%)
$787
Homeowners insurance
$262
HOA dues
$153

Down payment

$45,000 down · $855,000 financed

Income to qualify (28% rule)

~$290,466 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.