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John KurtzCharlotte · NC

Rock Hill · Rock Hill, SC

437 Spire Street #46

Rock Hill, SC · 2,592 sqft

$549,990

  • 4Beds
  • 3Baths
  • 2,592SqFt
  • 2026Year
  • 21Days on market

About this home

The Winthrop offers the perfect 4-bed, 3-bath layout! Enjoy a main-level guest room and a wide-open floor plan featuring a gourmet kitchen with a huge walk-in pantry. The Primary Suite is a total retreat with a spa shower and a massive walk-in closet. Don’t miss the upstairs loft—the perfect extra spot for the family to gather. Spacious, functional, and ready for you!

Bratton Pointe is just minutes from I-77, the Galleria Shopping Center, and Waterford Golf Course. This neighborhood makes everything easily accessible. Residents enjoy a large pavilion, multiple pocket parks, a dog park, and a community garden—perfect for relaxing, playing, and connecting with neighbors. Bratton Pointe isn’t just a place to live, it’s a neighborhood to enjoy!

Take advantage of limited-time builder incentives—Don’t Wait!

Property details

Beds
4
Baths
3
SqFt
2,592
Lot
Year built
2026
Type
Single Family
Days on market
21
Garage
2
Heating
Central, Fresh Air Ventilation, Natural Gas, Zoned
Cooling
Central Air, Electric, Zoned
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$100 / mo

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • In-Ground Irrigation
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,147/ month

Principal & interest
$3,406
Property tax (~1.05%)
$481
Homeowners insurance
$160
HOA dues
$100

Down payment

$27,499 down · $522,490 financed

Income to qualify (28% rule)

~$177,767 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.