Stanley · Stanley, NC
438 Cox Lake Road
Stanley, NC · 2,135 sqft
$419,999
Reduced from $424,999
- 4Beds
- 3Baths
- 2,135SqFt
- 1982Year
- 44Days on market
About this home
Instant Equity in this home now priced under appraised value. Also, add that it is less than 25 minutes to Charlotte and just a few minutes from the Mountain Island Park Trails! Tucked away on 1.26 acres, this inviting 4-bedroom, 3-bathroom home offers the perfect blend of space, character, and natural surroundings! The living room makes an immediate impression with vaulted ceilings, exposed wood beams, and a stunning stone-surround fireplace that creates a warm, cozy focal point.
The kitchen is complemented by a huge walk-in pantry, providing ample storage and functionality for everyday living. Generously sized bedrooms offer flexibility and comfort, while the unfinished basement adds even more room for storage or future possibilities.
Enjoy the peaceful setting from the wraparound porch, ideal for relaxing or taking in the views of the nearby creek. An additional storage building adds convenience for tools, hobbies, or outdoor equipment. A unique opportunity to enjoy privacy, charm, and room to spread out—all in one beautiful property!
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 2,135
- Lot
- —
- Year built
- 1982
- Type
- Single Family
- Days on market
- 44
- Garage
- 2
- Heating
- Forced Air
- Cooling
- Central Air
- Foundation
- Basement
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,091/ month
- Principal & interest
- $2,601
- Property tax (~1.05%)
- $367
- Homeowners insurance
- $122
- HOA dues
- —
Down payment
$20,999 down · $398,999 financed
Income to qualify (28% rule)
~$132,479 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.