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John KurtzCharlotte · NC

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Yadkinville · Yadkinville, NC

438 Fernwood Drive

Yadkinville, NC · 1,491 sqft

$317,900

Reduced from $327,900

  • 3Beds
  • 2Baths
  • 1,491SqFt
  • 2023Year
  • 22Days on market

About this home

Craftsman style home built in 2023, set in a peaceful and quiet Yadkinville location. This beautifully designed home offers an open floor plan that lives comfortably, with natural flow from the great room to the kitchen and dining spaces. The great room features a cozy fireplace and opens to a covered screened porch, creating an easy indoor outdoor living experience perfect for relaxing or entertaining. The primary spaces feel bright and welcoming, and the thoughtful layout provides comfort and convenience throughout. HOA maintains all yard work, allowing you to enjoy the setting without the upkeep. A wonderful opportunity to enjoy modern construction, low maintenance living, and a tranquil environment just minutes from local amenities.

Property details

Beds
3
Baths
2
SqFt
1,491
Lot
Year built
2023
Type
Single Family
Days on market
22
Garage
1
Style
Transitional
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$1,465 / yr

Features

  • Attic Stairs Pulldown
  • Drop Zone
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,461/ month

Principal & interest
$1,968
Property tax (~1.05%)
$278
Homeowners insurance
$92
HOA dues
$122

Down payment

$15,895 down · $302,005 financed

Income to qualify (28% rule)

~$105,506 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.