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John KurtzCharlotte · NC

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Marion · Marion, NC

438 Plantation Drive

Marion, NC · 2,409 sqft

$699,000

  • 3Beds
  • 3Baths
  • 2,409SqFt
  • 2026Year
  • 22Days on market

About this home

Welcome to this exceptional new construction home in the highly sought-after Plantation Point community at Lake James — where thoughtful design, quality craftsmanship, and comfortable luxury come together beautifully. The main level offers effortless one-level living featuring 3 bedrooms and 2 bathrooms, anchored by a spacious open-concept great room complete with a cozy fireplace. The well-designed layout includes a dedicated laundry/utility room, abundant storage, and seamless indoor-outdoor living with both a covered front porch and a relaxing covered back porch — perfect for enjoying the peaceful surroundings. The Primary Suite is truly a retreat, showcasing a luxurious private bath with a large walk-in shower, soaking tub, private water closet, dual exclusive vanities, and an impressive walk-in closet with built-in organizers. A standout feature of this home is the heated and cooled two-car garage, providing year-round comfort and flexibility. Above the garage, a finished upper-level bonus space offers endless possibilities — ideal for additional sleeping quarters, home office, recreation room, or guest suite — complete with its own full bath and spacious walk-in closet. Outside, the immaculately landscaped property enhances the home’s curb appeal and creates a welcoming setting ready for its next owner. Residents of Plantation Point enjoy access to a community waterfront common area, offering a beautiful place to relax, socialize, and take in the natural beauty of Lake James. Built with remarkable attention to detail and designed for both everyday living and entertaining, this home is truly a must-see opportunity at Lake James.

Property details

Beds
3
Baths
3
SqFt
2,409
Lot
Year built
2026
Type
Single Family
Days on market
22
Garage
2
Heating
Ductless, Electric, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Ductless, Electric
Foundation
Crawl Space
Flooring
Tile, Wood
HOA dues
$465 / yr

Features

  • Kitchen Island
  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,183/ month

Principal & interest
$4,329
Property tax (~1.05%)
$611
Homeowners insurance
$203
HOA dues
$38

Down payment

$34,950 down · $664,050 financed

Income to qualify (28% rule)

~$222,144 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.