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John KurtzCharlotte · NC

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Waxhaw · Waxhaw, NC

439 Cottonfield Circle

Waxhaw, NC · 2,704 sqft

$1,100,000

  • 3Beds
  • 2.5Baths
  • 2,704SqFt
  • 2018Year

About this home

Welcome to a magazine-worthy custom-built modern ranch, situated on a picturesque 1.7-acre lot in the highly sought-after Marvin school district with a low HOA. Thoughtfully designed with clean architectural lines, luxury finishes, and functionality throughout, this home offers a rare blend of modern design, privacy, and lifestyle. The home features 3 bedrooms, a versatile flex room with a built-in Murphy bed, and a stunning main living area highlighted by soaring 14-foot ceilings and abundant natural light. From the statement pivot front door to the rich hardwood flooring throughout, every detail was intentionally curated to create a refined yet inviting atmosphere. Designed for both everyday living and entertaining, the kitchen serves as the centerpiece of the home—showcasing sleek flush melamine cabinetry, an expansive quartz island, custom built-ins, walk-in pantry, and an imported Italian gas range. Heated floors in both full bathrooms, a laundry room with a built-in office nook, tankless water heater, EV charging in the garage, and a whole-home water filtration system add to the home’s thoughtful functionality. Now this is where the possibilities are endless. Step outside into your own private retreat featuring a stunning saltwater pool, sauna, outdoor shower, and exterior storage. To the right of the house, an expansive open field on your very own property offers incredible space for sports, gatherings, and entertaining. On the opposite side, the wooded setting provides exceptional privacy with a bridge over the creek, treehouse, walking paths, and dedicated bonfire areas. Additional upgrades include a new pool motor, recently serviced septic pump, and a well system equipped with UV lighting and sediment filtration. A rare opportunity to own a custom modern retreat in one of Waxhaw’s most desirable school zones—offering a lifestyle that simply must be experienced in person.

Property details

Beds
3
Baths
2.5
SqFt
2,704
Lot
Year built
2018
Type
Single Family
Garage
2
Heating
Forced Air
Cooling
Central Air
Foundation
Crawl Space
Flooring
Wood
HOA dues
$157 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,017/ month

Principal & interest
$6,812
Property tax (~0.95%)
$870
Homeowners insurance
$320
HOA dues
$13

Down payment

$55,000 down · $1,045,000 financed

Income to qualify (28% rule)

~$343,601 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.