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John KurtzCharlotte · NC

Sylva · Sylva, NC

440 Holly Falls Lane

Sylva, NC · 1,223 sqft

$199,999

  • 1Beds
  • 2Baths
  • 1,223SqFt
  • 1982Year
  • 5Days on market

About this home

Nestled in a private, treehouse-like setting, this unique property offers an incredible opportunity for those looking to renovate and make it their own. Situated on beautifully balanced land (partially wooded and partially cleared), the setting provides both natural charm and usable space. The home is permitted as a one-bedroom septic but features additional flex spaces, including an office and bonus room, offering versatility for a variety of needs. Interior finishes include a mix of carpet and linoleum flooring, providing a solid starting point for updates and personalization. A detached two-car garage adds valuable storage or workshop potential. This property is being sold as-is and presents a great opportunity for investors, renovators, or buyers seeking a project with upside. Major improvements have already been started with a newer roof and mini-split systems in place. If you’re looking for a private retreat with character and potential, this could be the one.

Property details

Beds
1
Baths
2
SqFt
1,223
Lot
Year built
1982
Type
Single Family
Days on market
5
Garage
2
Heating
Ductless
Cooling
Ductless
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,471/ month

Principal & interest
$1,238
Property tax (~1.05%)
$175
Homeowners insurance
$58
HOA dues

Down payment

$9,999 down · $189,999 financed

Income to qualify (28% rule)

~$63,084 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.