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John KurtzCharlotte · NC

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Wingate · Wingate, NC

4415 Old Monroe Marshville Road

Wingate, NC · 3,444 sqft

$549,999

  • 3Beds
  • 2Baths
  • 3,444SqFt
  • 2005Year

About this home

Country living at its best on 2.3 private acres with NO HOA! Conveniently located just minutes from Monroe, Wingate University, and a quick drive to Charlotte via the Monroe Expressway. This 3BR/2BA ranch has been thoughtfully refreshed: NEW ROOF (2023), NEW WATER HEATER (2025), ANDERSEN WINDOWS, updated flooring, and fully remodeled bathrooms (2019) including a new tub. Open kitchen with granite counters, island and pantry that flows seamlessly into a bright, spacious great room. The primary suite features a tiled walk-in shower and exceptional walk-in closet space. Upstairs, a massive, finished 1,442 sq ft bonus/rec room delivers the flex space every buyer wants, perfect for a home theater, playroom, and home gym all at once. Relax on the beautiful SCREENED FRONT PORCH, and a fully fenced backyard with storage shed and open pasture views. Move-in ready.

Property details

Beds
3
Baths
2
SqFt
3,444
Lot
Year built
2005
Type
Single Family
Garage
2
Heating
Electric, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Slab
Flooring
Carpet, Laminate, Tile

Features

  • Attic Walk In
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,047/ month

Principal & interest
$3,406
Property tax (~1.05%)
$481
Homeowners insurance
$160
HOA dues

Down payment

$27,499 down · $522,499 financed

Income to qualify (28% rule)

~$173,484 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.