Skip to content
John KurtzCharlotte · NC

View all 31 photos →

York · York, SC

442 Cotton Court

York, SC · 1,633 sqft

$425,000

Reduced from $450,000

  • 3Beds
  • 2Baths
  • 1,633SqFt
  • 2019Year
  • 73Days on market

About this home

COUNTRY LIVING WITH MODERN COMFORT! LIKE NEW! NO HOA! Experience the perfect blend of privacy, charm, and convenience in this beautifully maintained, like-new 2019 home on over 1.5 acres and just minutes from historic downtown York. Nestled among mature trees with a peaceful creek and natural surroundings, this property offers a serene, mountain-like setting with room to breathe.

Relax on the expansive full-width front porch and take in the sights and sounds of nature, or enjoy your morning coffee from the private balcony off the spacious primary suite. Inside, you’ll find an open, light-filled floor plan with durable, stylish flooring throughout—no carpet anywhere.

The kitchen is designed for both everyday living and entertaining, featuring granite countertops, farmhouse sink, a large center island, and an oversized walk-in pantry. The primary suite overlooks the backyard and includes two walk-in closets, a private water closet, and convenient access to a large pull-down attic for additional storage.

The full basement is already plumbed for a bathroom and offers endless potential—possibly a second living space, guest quarters, or multi-generational living.The expansive drive-under garage provides exceptional functionality, with ample space to accommodate a full-size truck, ATVs, lawn equipment, and even a workshop setup.

With neutral finishes, thoughtful design, and meticulous care throughout, this move-in ready home delivers the feel of new construction without the wait—all in a peaceful, no-HOA setting.

Property details

Beds
3
Baths
2
SqFt
1,633
Lot
Year built
2019
Type
Single Family
Days on market
73
Garage
2
Style
Bungalow
Heating
Central, Electric, Heat Pump
Cooling
Ceiling Fan(s), Electric
Foundation
Basement
Flooring
Tile

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,127/ month

Principal & interest
$2,632
Property tax (~1.05%)
$371
Homeowners insurance
$123
HOA dues

Down payment

$21,250 down · $403,750 financed

Income to qualify (28% rule)

~$134,056 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.