York · York, SC
442 Cotton Court
York, SC · 1,633 sqft
$425,000
Reduced from $450,000
- 3Beds
- 2Baths
- 1,633SqFt
- 2019Year
- 73Days on market
About this home
COUNTRY LIVING WITH MODERN COMFORT! LIKE NEW! NO HOA! Experience the perfect blend of privacy, charm, and convenience in this beautifully maintained, like-new 2019 home on over 1.5 acres and just minutes from historic downtown York. Nestled among mature trees with a peaceful creek and natural surroundings, this property offers a serene, mountain-like setting with room to breathe.
Relax on the expansive full-width front porch and take in the sights and sounds of nature, or enjoy your morning coffee from the private balcony off the spacious primary suite. Inside, you’ll find an open, light-filled floor plan with durable, stylish flooring throughout—no carpet anywhere.
The kitchen is designed for both everyday living and entertaining, featuring granite countertops, farmhouse sink, a large center island, and an oversized walk-in pantry. The primary suite overlooks the backyard and includes two walk-in closets, a private water closet, and convenient access to a large pull-down attic for additional storage.
The full basement is already plumbed for a bathroom and offers endless potential—possibly a second living space, guest quarters, or multi-generational living.The expansive drive-under garage provides exceptional functionality, with ample space to accommodate a full-size truck, ATVs, lawn equipment, and even a workshop setup.
With neutral finishes, thoughtful design, and meticulous care throughout, this move-in ready home delivers the feel of new construction without the wait—all in a peaceful, no-HOA setting.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,633
- Lot
- —
- Year built
- 2019
- Type
- Single Family
- Days on market
- 73
- Garage
- 2
- Style
- Bungalow
- Heating
- Central, Electric, Heat Pump
- Cooling
- Ceiling Fan(s), Electric
- Foundation
- Basement
- Flooring
- Tile
Features
- Attic Stairs Pulldown
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,127/ month
- Principal & interest
- $2,632
- Property tax (~1.05%)
- $371
- Homeowners insurance
- $123
- HOA dues
- —
Down payment
$21,250 down · $403,750 financed
Income to qualify (28% rule)
~$134,056 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.