Albemarle · Albemarle, NC
442 Spring Street
Albemarle, NC · 1,223 sqft
$219,500
- 3Beds
- 2Baths
- 1,223SqFt
- 1940Year
- 150x51x150x49Lot
About this home
Charming cottage in the heart of Albemarle offering the perfect blend of timeless character and modern updates. Nostalgic original hardwood floors are beautifully paired with hand-laid tile and luxury vinyl plank flooring, creating warmth and style throughout the home. The updated kitchen features new stainless steel appliances, new cabinetry, and new countertops, while the primary bath boasts a beautifully renovated shower. With a new HVAC system and thoughtful upgrades throughout, this move-in ready home combines comfort, charm, and convenience in one inviting package. HVAC was installed without a permit. Shower was added without permit. More pictures to follow.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,223
- Lot
- 150x51x150x49
- Year built
- 1940
- Type
- Single Family
- Style
- Bungalow
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air, Electric
- Foundation
- Crawl Space
- Flooring
- Tile, Vinyl, Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,615/ month
- Principal & interest
- $1,359
- Property tax (~1.05%)
- $192
- Homeowners insurance
- $64
- HOA dues
- —
Down payment
$10,975 down · $208,525 financed
Income to qualify (28% rule)
~$69,236 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.