Vale · Vale, NC
4438 Reepsville Road
Vale, NC · 792 sqft
$194,900
- 2Beds
- 1Baths
- 792SqFt
- 1901Year
About this home
Completely remodeled country cottage in the heart of Western Lincoln County! Don’t let the square footage fool you — this beautifully updated home offers a spacious feel, cozy charm, and plenty of functionality both inside and out. Nestled on a beautiful open lot in Vale, this move-in ready property features an inviting covered front porch perfect for relaxing and enjoying peaceful country views. Inside, you’ll find hardwood floors throughout the living room, hallway, and both bedrooms, a cozy brick fireplace, and a warm welcoming atmosphere. Major updates have already been completed including updated electrical and plumbing, newer roof in 2015, and a brand-new HVAC system installed in 2024 for added peace of mind. Outside features include a concrete driveway and a large detached metal building/carport installed in 2022, ideal for storage, hobbies, workshop space, or entertaining. Offering 792 heated square feet plus an additional 102 square feet of unfinished space, this home combines comfort, character, and country living while remaining convenient to Lincolnton, Hickory, Charlotte, and surrounding areas. All of this for under $200,000 at only $194,900!
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 792
- Lot
- —
- Year built
- 1901
- Type
- Single Family
- Heating
- Electric, Heat Pump
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Linoleum, Marble, Wood
Features
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,434/ month
- Principal & interest
- $1,207
- Property tax (~1.05%)
- $170
- Homeowners insurance
- $56
- HOA dues
- —
Down payment
$9,745 down · $185,155 financed
Income to qualify (28% rule)
~$61,476 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.