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John KurtzCharlotte · NC

Rock Hill · Rock Hill, SC

445 Spire Street #47

Rock Hill, SC · 2,437 sqft

$524,990

Reduced from $530,155

  • 4Beds
  • 3Baths
  • 2,437SqFt
  • 2026Year
  • 20Days on market

About this home

This Jefferson home has 4 bedrooms and 3 full baths! If you love having people over, the Jefferson is for you! The whole main floor is wide open, with a gourmet kitchen that looks right into the huge living room—so you never miss the action. There’s a handy guest room on the main floor, too. Upstairs is all about relaxing: the Primary Suite feels extra fancy with tray ceilings and a huge walk-in closet, and the loft is just begging for a pool table or a big TV for family game night.

Bratton Pointe is just minutes from I-77, the Galleria Shopping Center, and Waterford Golf Course. This neighborhood makes everything easily accessible. Residents enjoy a large pavilion, multiple pocket parks, a dog park, and a community garden—perfect for relaxing, playing, and connecting with neighbors. Bratton Pointe isn’t just a place to live, it’s a neighborhood to enjoy!

Take advantage of limited-time builder incentives—Don’t Wait!

Property details

Beds
4
Baths
3
SqFt
2,437
Lot
Year built
2026
Type
Single Family
Days on market
20
Garage
2
Heating
Central, Fresh Air Ventilation, Natural Gas, Zoned
Cooling
Central Air, Electric, Zoned
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$100 / mo

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • In-Ground Irrigation
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,963/ month

Principal & interest
$3,251
Property tax (~1.05%)
$459
Homeowners insurance
$153
HOA dues
$100

Down payment

$26,249 down · $498,740 financed

Income to qualify (28% rule)

~$169,881 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.