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John KurtzCharlotte · NC

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Asheville · Asheville, NC

45 Shady Oak Drive

Asheville, NC · 860 sqft

$395,000

  • 2Beds
  • 1Baths
  • 860SqFt
  • 1951Year
  • 47Days on market

About this home

Fall head over heels in love with this adorable remodeled cottage. One peek inside and you will say "Be Mine" You will cherish the new kitchen with granite counters, fresh cabinets, flooring and appliances. You will enjoy the new bath with stylish walls , the covered porches for long outdoor seasons, the cold frame for fresh winter greens and the fire pit for marshmallow evenings. A new roof was installed in 2024 and a new heat pump in 2023. The parking was enlarged and rock retaining walls and custom iron railings added. Other improvements 2023 and later were a new electric system and lighting, new plumbing system of pex and pvc, refinished oak flooring, fresh paint, and additional 6" blown insulation. This cottage has been well loved and it shows. The lot offers quiet privacy. The location is superb - walkable ( or skateable) to Hillman Beer, Forestry Camp, Burial Beer, and Biltmore Village, Doggy day care is nearby at Leash and the Biltmore Estate is easily accessible by bike. Store all you bikes and toys in the basement with plenty of space for a workshop or a home gym. Previously approved for an AUD. Don't miss this sweetheart.

Property details

Beds
2
Baths
1
SqFt
860
Lot
Year built
1951
Type
Single Family
Days on market
47
Style
Cottage
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement
Flooring
Tile, Wood

Features

  • Fire Pit
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,907/ month

Principal & interest
$2,446
Property tax (~1.05%)
$345
Homeowners insurance
$115
HOA dues

Down payment

$19,750 down · $375,250 financed

Income to qualify (28% rule)

~$124,593 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.