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John KurtzCharlotte · NC

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Burnsville · Burnsville, NC

45 Summit Street

Burnsville, NC · 1,900 sqft

$439,000

  • 3Beds
  • 1Baths
  • 1,900SqFt
  • 1920Year
  • 1Days on market

About this home

Step into timeless charm with this lovingly maintained 1920 Craftsman-style home, cherished by the same family for generations. From the moment you enter, you’ll appreciate the beautiful hardwood floors, high ceilings, wood-burning fireplace, built-in bookcases, and historic picture rails that reflect the character of its era. Ideally located within walking distance to downtown and local favorites like the Parkway Playhouse, community pool, library, and nearby restaurants and coffee shops, this home offers both convenience and charm. Situated on a picturesque 0.93-acre lot, the property features 1,900 square feet of heated living space, plus an additional 689 square feet upstairs with heat and air (just under the 7-foot ceiling height required to count as HLA). This upper level has historically been used as a bedroom and includes a half bath and ample storage. The main level of the home offers 3 bedrooms and 1 full bathroom, blending classic details with thoughtful updates such as thermal pane windows, composite front porch decking, and an updated main-level shower.

Comfort is ensured year-round with HVAC cooling and three heat sources: oil furnace, fireplace, and wood stove. Outside, the property continues to impress with a spacious two-car garage (747 sq ft) featuring a half bath and gas heater, along with a barn and additional storage shed. Relax in the large backyard beneath one of Yancey County’s most impressive historic oak trees - a truly rare and beautiful centerpiece set on a gently sloping green lawn.

Property details

Beds
3
Baths
1
SqFt
1,900
Lot
Year built
1920
Type
Single Family
Days on market
1
Garage
2
Heating
Oil, Wood Stove
Cooling
Central Air
Foundation
Basement
Flooring
Vinyl, Wood
View
Mountain(s), Year Round

Features

  • Built-in Features
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,231/ month

Principal & interest
$2,718
Property tax (~1.05%)
$384
Homeowners insurance
$128
HOA dues

Down payment

$21,950 down · $417,050 financed

Income to qualify (28% rule)

~$138,472 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.