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John KurtzCharlotte · NC

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Concord · Concord, NC

452 Union Street S

Concord, NC · 3,451 sqft

$675,000

  • 3Beds
  • 3.5Baths
  • 3,451SqFt
  • 1928Year
  • 140' by 238'Lot
  • 12Days on market

About this home

HIGHEST AND BEST OFFER DUE BY 5 PM ON MAY 8, 2026. This move-in-ready home is located on the beautiful and historic Union Street in Concord. You will enjoy access to downtown and the newly renovated downtown Concord with shops, restaurants, and library. Step into timeless elegance with this beautifully preserved Georgian-style home, showcasing original 1928 hardwood floors that exude character and charm throughout. The formal living room features a classic fireplace, creating a warm and inviting space for gatherings, while the formal dining room is perfect for hosting memorable dinners. Enjoy year-round natural light in the newly completed sunroom, ideal for relaxing or entertaining. The den, off the kitchen provides a cozy, versatile space for everyday living. Also, on the main floor is an office with a built-in desk and a laundry room, all conveniently located off the kitchen which offers ample cabinet space, counter space and a walk-in pantry. Downstairs, the finished basement has additional flex space, recreation area, storage and a full bath - perfect for a guest suite with an exterior door for added privacy. Upstairs are three bedrooms and thoughtfully updated baths and a spacious dressing room/closet off the primary bedroom. The home is located on large lot with a newly updated deck to enjoy the privacy of your fenced backyard!

Property details

Beds
3
Baths
3.5
SqFt
3,451
Lot
140' by 238'
Year built
1928
Type
Single Family
Days on market
12
Style
Traditional
Heating
Central, Ductless, Electric
Cooling
Central Air, Ductless
Foundation
Basement
Flooring
Carpet, Tile, Wood

Features

  • Attic Stairs Pulldown
  • Entrance Foyer
  • Pantry
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,894/ month

Principal & interest
$4,180
Property tax (~0.92%)
$517
Homeowners insurance
$196
HOA dues

Down payment

$33,750 down · $641,250 financed

Income to qualify (28% rule)

~$209,779 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.