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John KurtzNational Real Estate

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Gastonia · Gastonia, NC

4525 Hemphill Road

Gastonia, NC · 1,186 sqft

$220,000

  • 2Beds
  • 1Baths
  • 1,186SqFt
  • 1940Year
  • 1Days on market

About this home

Move-in ready and full of charm, this updated 2-bedroom, 1-bath home sits on a spacious 0.70-acre lot with a fully fenced backyard and no HOA. Inside, you'll find a bright, welcoming layout with white cabinetry, quartz countertops, stainless steel appliances, and luxury vinyl plank flooring throughout the main living spaces, while the bedrooms offer the comfort of newer carpet. The screened-in porch is the perfect spot to enjoy your morning coffee or unwind at the end of the day, overlooking a backyard with plenty of room to entertain, garden, let pets play, or simply enjoy the extra space. Whether you're buying your first home, looking to downsize, or just want a move-in ready home with modern finishes and a large yard, 4525 Hemphill Road is one you'll want to see!

Property details

Beds
2
Baths
1
SqFt
1,186
Lot
Year built
1940
Type
Single Family
Days on market
1
Heating
Electric
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,582/ month

Principal & interest
$1,362
Property tax (~0.85%)
$155
Homeowners insurance
$64
HOA dues

Down payment

$11,000 down · $209,000 financed

Income to qualify (28% rule)

~$67,822 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.