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John KurtzCharlotte · NC

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Sparta · Sparta, NC

4532 NC Hwy 18 None N

Sparta, NC · 1,040 sqft

$249,000

  • 2Beds
  • 1Baths
  • 1,040SqFt
  • 1954Year
  • 6Days on market

About this home

Adorable mountain cottage offering the perfect blend of charm, comfort, and opportunity! This beautifully maintained 2BR/1BA home has been a successful Air BNB and is being sold fully furnished, making it ideal as a turnkey vacation rental, weekend retreat, or full-time residence. Freshly painted by the current owners and tastefully decorated throughout, the home features inviting living spaces, a covered front porch and an enormous covered back porch where you can relax and enjoy the wonderful mountain views. Situated on just under 3 acres, the property includes a fenced pasture with a mountain spring and offers excellent potential for a mini-farm, gardening, or simply enjoying the peaceful country setting. The full unfinished walkout basement provides ample storage or future expansion possibilities. With no restrictions, you have the freedom to use the property in a variety of ways. Conveniently located near Sparta, NC, with an easy commute to Mount Airy, NC and Galax, VA, this property is also close to outdoor recreation including the Blue Ridge Parkway, the New River, and Little River. A rare opportunity to own a charming mountain getaway with acreage, views, and endless possibilities!

Property details

Beds
2
Baths
1
SqFt
1,040
Lot
Year built
1954
Type
Single Family
Days on market
6
Style
Cottage
Heating
Forced Air, Propane
Cooling
Electric, Heat Pump
Foundation
Basement
Flooring
Vinyl, Wood
View
Mountain(s), Year Round

Features

  • Fence
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,832/ month

Principal & interest
$1,542
Property tax (~1.05%)
$217
Homeowners insurance
$72
HOA dues

Down payment

$12,450 down · $236,550 financed

Income to qualify (28% rule)

~$78,541 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.