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John KurtzCharlotte · NC

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Concord · Concord, NC

456 Debra Circle SW

Concord, NC · 1,506 sqft

$325,000

  • 3Beds
  • 2Baths
  • 1,506SqFt
  • 1965Year
  • 32Days on market

About this home

Opportunity awaits with this 3-bedroom home offering great potential for buyers looking to add their own style and updates. The home features a spacious layout with a large rear bedroom complete with generous closet space. One of the bathrooms has already been fully updated, offering a great starting point for future improvements.

Enjoy relaxing outdoors on the large covered back porch overlooking the backyard—perfect for morning coffee or evening gatherings. One of the standout features of this property is the two-car detached garage and workshop, providing excellent space for projects, storage, or hobbies. The backyard also includes two additional sheds with electricity, and one shed even has water run to it, offering incredible flexibility for a workspace, studio, or additional storage.

Major updates include a new roof in 2025 and HVAC replaced in 2018, providing peace of mind for the next owner. Conveniently located just off Highway 49, the property offers easy access to Harrisburg, Concord, Midland, Mount Pleasant, and Charlotte.

Property details

Beds
3
Baths
2
SqFt
1,506
Lot
Year built
1965
Type
Single Family
Days on market
32
Garage
2
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,356/ month

Principal & interest
$2,012
Property tax (~0.92%)
$249
Homeowners insurance
$94
HOA dues

Down payment

$16,250 down · $308,750 financed

Income to qualify (28% rule)

~$101,004 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.