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John KurtzCharlotte · NC

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Rock Hill · Rock Hill, SC

4585 Karwood Drive

Rock Hill, SC · 2,413 sqft

$399,900

Reduced from $425,000

  • 4Beds
  • 3Baths
  • 2,413SqFt
  • 1977Year
  • 26Days on market

About this home

This four bedroom home is set on 2.45 private acres with no HOA, this property offers the perfect blend of space, functionality, and comfort. The updated kitchen features beautifully upgraded cabinetry with abundant storage and convenient pull-out shelving, making organization effortless. All major appliances—including washer, dryer, dishwasher, refrigerator, microwave, stove/oven—and even a Murphy bed will convey. Enjoy cozy evenings by the wood-burning fireplace or relax year-round on the screened back porch overlooking the peaceful surroundings. Energy-efficient solar panels help reduce utility costs, while recent updates include an HVAC system (2023) and a roof (2015) for added peace of mind. A versatile 400 sq ft basement can be accessed from the backyard and is ideal for storage, a workshop, or hobby space. The property also features a detached powered workshop/building with a carport, perfect for projects, equipment, or additional covered parking. Located in a lovely area with room to spread out, this property offers the freedom and flexibility you’ve been looking for—bring your vision and make it your own.

Property details

Beds
4
Baths
3
SqFt
2,413
Lot
Year built
1977
Type
Single Family
Days on market
26
Garage
2
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Vinyl, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,943/ month

Principal & interest
$2,476
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues

Down payment

$19,995 down · $379,905 financed

Income to qualify (28% rule)

~$126,139 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.