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John KurtzCharlotte · NC

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Hickory · Hickory, NC

46 Mariners Point Lane

Hickory, NC · 4,188 sqft

$1,199,999

Reduced from $1,500,000

  • 4Beds
  • 3Baths
  • 4,188SqFt
  • 1993Year
  • 110Days on market

About this home

HUGE PRICE IMPROVEMENT and Motivated seller! This property offers LUXURY and the VACATION LIFESTYLE right from home. Nestled on a great open water lot in prestigious Olivers Landing… Hickory’s only golf course & lakefront community. Located 10 mins from Downtown Viewmont/Hickory, where you can find a mecca of shopping, dining, social establishments, or just dine in the community’s very own restaurant on the course! This executive-style full brick home offers tons of upgrades and a SHORT distance to your personal covered 3-SLIP DOCK! Upgrades include all-new Trex deck/railing in 2023, HVAC 2023, full yard irrigation 2020, LVP hardwoods (basement) 2023, and more!

The fully composite dock with metal roof boasts a large covered slip, 2 side slips, plus double 10,000-pound boat lifts! Upon entry, note the home’s abundant natural light, real hardwoods, and spacious rooms. On the main level, you have an open kitchen with dining area, plentiful cabinets, granite countertops, pantry, formal dining room, and a 1/2 bath for guests. Enjoy the inviting living room with a lovely fireplace and lake views from the entire back of the home. Wanting a bedroom on the main? There is an office that could easily be converted to a 5th bedroom.

Upstairs, you will love the split-bedroom floor plan, with the primary offering a walk-in closet and private bath with jacuzzi tub and custom-tiled shower. Every bedroom is of ample size with walk-in or double closets. There’s more… downstairs presents endless possibilities for fun with the HUGE open-concept family room, 2nd garage, storage room, and half bath. Enjoy year-round views from the back deck stretching the length of the home and the lower poured porch. Don’t miss out on this one… be settled in right before summer!

Property details

Beds
4
Baths
3
SqFt
4,188
Lot
Year built
1993
Type
Single Family
Days on market
110
Garage
3
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement
Flooring
Tile, Wood
View
Water, Year Round
HOA dues
$420 / yr

Features

  • Attic Walk In
  • Breakfast Bar
  • Built-in Features
  • Cable Prewire
  • Entrance Foyer
  • Garden Tub
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Whirlpool
  • Other - See Remarks
  • Dock - Floating
  • In-Ground Irrigation
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,866/ month

Principal & interest
$7,431
Property tax (~1.05%)
$1,050
Homeowners insurance
$350
HOA dues
$35

Down payment

$59,999 down · $1,139,999 financed

Income to qualify (28% rule)

~$380,011 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.