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John KurtzCharlotte · NC

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Lancaster · Lancaster, SC

4606 Quiet Rail Court #E-3

Lancaster, SC · 3,753 sqft

$879,900

Reduced from $885,000

  • 4Beds
  • 3.5Baths
  • 3,753SqFt
  • 2026Year
  • 124Days on market

About this home

Tired of homes packed tightly together? Just feet apart? Discover one acre of privacy, no HOA, and custom craftsmanship just minutes from Indian Land. Welcome to 4606 Quiet Rail Court, a custom-built modern farmhouse on a private one-acre homesite in Northern Lancaster County. Offering the space and privacy of country living without sacrificing convenience, this 4-bedroom, 3.5-bath home is located just minutes from Indian Land and a short drive to Ballantyne, shopping, dining, and everyday essentials. Unlike crowded subdivisions, this thoughtfully designed property provides room to relax, entertain, and enjoy the lifestyle you've been searching for. Imagine mornings on the covered porch, evenings by the stacked-stone fireplace, and a backyard with endless possibilities for a pool, garden, workshop, or outdoor retreat—all with no HOA restrictions. Built for comfort, style, and energy efficiency, the home features spray foam insulation, soaring ceilings, expansive windows, and an open-concept layout filled with natural light. The chef-inspired kitchen showcases an oversized island, quartz countertops, wall oven, microwave, farmhouse sink, custom cabinetry, and a spacious walk-in pantry, making it perfect for both everyday living and entertaining. The luxurious main-level primary suite offers a spa-like bath with a freestanding soaking tub, oversized walk-in shower, and generous walk-in closet. Upstairs, a rare second primary suite provides an ideal setup for multi-generational living, long-term guests, or a private retreat. Additional bedrooms, flexible living spaces, and a large bonus room offer plenty of room for a home office, hobbies, fitness space, or media room. Why wait months to build when you can enjoy custom-home quality today? Complete with upscale finishes, a three-car garage, covered outdoor living areas, and a location that offers both privacy and convenience, this exceptional home delivers the best of both worlds. The seller is offering a 4.49% rate buydown for the first year, helping save buyers hundreds of dollars per month, along with additional lender incentives.

Property details

Beds
4
Baths
3.5
SqFt
3,753
Lot
Year built
2026
Type
Single Family
Days on market
124
Garage
3
Style
Farmhouse
Heating
Forced Air, Natural Gas, Other - See Remarks
Cooling
Ceiling Fan(s), Central Air, Dual, Electric
Foundation
Slab
Flooring
Carpet, Laminate, Tile

Features

  • Attic Stairs Pulldown
  • Built-in Features
  • Drop Zone
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,476/ month

Principal & interest
$5,449
Property tax (~1.05%)
$769
Homeowners insurance
$256
HOA dues

Down payment

$43,995 down · $835,905 financed

Income to qualify (28% rule)

~$277,544 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.