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John KurtzCharlotte · NC

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Hickory · Hickory, NC

4616 20th Street Place NE

Hickory, NC · 3,863 sqft

$699,000

  • 3Beds
  • 3.5Baths
  • 3,863SqFt
  • 2001Year
  • 3Days on market

About this home

Picture a home that doesn't just check boxes — it rewrites the entire checklist. Welcome to this immaculate two-story home with a fully finished basement, tucked away in the desirable Forest Creek Estates subdivision in NE Hickory. Offering an impressive 3,937 square feet, this expansive home features 3 bedrooms, 3 full bathrooms, a large finished bonus room above the garage, multiple flex spaces, and exceptional indoor-outdoor living.

Inside, you’ll find natural hardwood floors throughout much of the home and a spacious, thoughtfully designed floor plan. The main level features a large living room with a vented gas fireplace, a formal dining room perfect for gatherings, and an additional room that can be used as a home office, sitting room, or flex space. The open kitchen is beautifully appointed with granite countertops, custom cabinetry, stainless steel appliances, a gas cooktop, and a stylish tile backsplash.

Upstairs, the primary suite is spacious and inviting, complete with a custom walk-in closet and a stunning en-suite bathroom featuring dual sinks, a freestanding soaking tub, and a tiled walk-in shower with a frameless glass door. The upstairs hallway bathroom also offers dual sinks and a tub/shower combination. A fully finished bonus room above the garage provides even more living space, ideal for a media room, playroom, workout room, or guest area.

The fully finished basement adds incredible functionality, featuring an additional finished room that could be used as an office, hobby room, or guest space, along with a full bathroom. With multiple levels of living space, this home offers room to spread out, entertain, work from home, or host guests with ease.

The exterior is truly an entertainer’s dream. Enjoy the walk-around covered porch, with the back portion enclosed for additional year-round enjoyment. Large steps lead down to an expansive 22x88 concrete pad with 8x80 gravel extension, perfect for outdoor games, a fire pit area, cornhole, oversized Connect Four, or additional entertaining space. The lower portion of the lot is 2000 square feet of flat and usable land, offering potential for a pool, swing set, garden, or expanded outdoor living area.

Situated in a cul-de-sac and equipped with solar panels, this home combines space, comfort, energy efficiency, and an incredible setting in one of NE Hickory’s desirable neighborhoods. This is the type of home that offers room for everyday living and unforgettable entertaining. Showings start 05/29, so book yours today!

Property details

Beds
3
Baths
3.5
SqFt
3,863
Lot
Year built
2001
Type
Single Family
Days on market
3
Garage
2
Heating
Heat Pump, Natural Gas
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Tile, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,144/ month

Principal & interest
$4,329
Property tax (~1.05%)
$611
Homeowners insurance
$203
HOA dues

Down payment

$34,950 down · $664,050 financed

Income to qualify (28% rule)

~$220,483 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.