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John KurtzCharlotte · NC

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Lake Wylie · Lake Wylie, SC

4618 Water Oak Drive

Lake Wylie, SC · 3,327 sqft

$975,000

  • 5Beds
  • 4.5Baths
  • 3,327SqFt
  • 2005Year
  • 3Days on market

About this home

Fully Remodeled Luxury Pool Home in The Coves | Chef-Inspired Kitchen | Water Views | Clover Schools "Located in the highly desirable waterfront community of The Coves and zoned for award-winning Clover Schools, this extensively remodeled home offers a rare combination of luxury, functionality, and exceptional indoor-outdoor living. Designed for the way families live today, the layout features both a first-floor primary suite and first-floor guest suite, creating flexibility for multigenerational living, guests, or private workspace needs. The fully renovated chef-inspired kitchen was thoughtfully designed for both performance and entertaining, centered around a striking quartz island and seamlessly connected to the remodeled great room with gas fireplace and refinished hardwood floors (2026).

Outdoor living is equally impressive with a screened porch overlooking the newly renovated pool and pool deck (2026), along with a large fenced backyard offering room for future outdoor kitchen expansion, recreation, and entertaining.

Additional highlights include: • Children’s nook and added walk-in closet upstairs • Junior suite with walk-in attic access • Multiple attic storage spaces • Detached 2-car garage • New HVAC (2025) • New irrigation system (2025)

Move-in ready homes with this combination of layout, upgrades, storage, community exclusivity, and outdoor lifestyle rarely become available in Lake Wylie."

Property details

Beds
5
Baths
4.5
SqFt
3,327
Lot
Year built
2005
Type
Single Family
Days on market
3
Garage
4
Style
Transitional
Heating
Central, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Gas
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$350 / yr

Features

  • Attic Walk In
  • Entrance Foyer
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,205/ month

Principal & interest
$6,038
Property tax (~1.05%)
$853
Homeowners insurance
$284
HOA dues
$29

Down payment

$48,750 down · $926,250 financed

Income to qualify (28% rule)

~$308,791 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.