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John KurtzCharlotte · NC

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Lake Lure · Lake Lure, NC

462 Charlotte Drive

Lake Lure, NC · 1,852 sqft

$1,295,000

Reduced from $1,395,000

  • 3Beds
  • 2Baths
  • 1,852SqFt
  • 1966Year
  • 28Days on market

About this home

Fully Furnished, turnkey, impeccably maintained waterfront retreat on Lake Lure, showcasing sweeping, unobstructed BIG lake views. This exquisite three-bedroom, two-bath residence offers an exceptional blend of comfort and elegance, perfectly positioned at the water’s edge with deep water access directly off the private dock. A covered boathouse provides generous storage for watercraft and lake accessories. The main level features a serene primary suite and a beautifully renovated open-concept kitchen flowing seamlessly into the great room, anchored by a charming wood-burning fireplace. Sunlight pours into the inviting sunroom, where mornings begin with coffee and panoramic lake vistas that create the sensation of living directly on the water. The lower level offers two additional guest bedrooms, a full bath, a versatile flex space, and a conveniently located laundry closet—ideal for hosting family and friends. Outdoor living is elevated with a screened porch perfect for al fresco dining, while the private dock invites relaxation as boats glide by on the lake. A rare opportunity to own a thoughtfully designed Lake Lure home where timeless luxury meets effortless lakefront living.

Property details

Beds
3
Baths
2
SqFt
1,852
Lot
Year built
1966
Type
Single Family
Days on market
28
Style
Ranch
Heating
Ductless, Electric, Forced Air
Cooling
Ceiling Fan(s), Central Air, Ductless, Electric, Heat Pump
Foundation
Basement
Flooring
Tile, Vinyl

Features

  • Breakfast Bar
  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$9,531/ month

Principal & interest
$8,020
Property tax (~1.05%)
$1,133
Homeowners insurance
$377
HOA dues

Down payment

$64,750 down · $1,230,250 financed

Income to qualify (28% rule)

~$408,477 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.