Skip to content
John KurtzCharlotte · NC

View all 27 photos →

Hayes · Hayes, NC

4685 Rock Creek Road

Hayes, NC · 1,176 sqft

$275,000

  • 3Beds
  • 1Baths
  • 1,176SqFt
  • 1958Year
  • 2Days on market

About this home

Built in 1958, this charming 3-bedroom, 1-bath home sits on 0.43 acres and offers a beautifully landscaped backyard filled with mature plants and flowers, all enclosed by a wooden privacy fence. The attached carport has been thoughtfully converted into a screened-in patio, creating a peaceful outdoor oasis perfect for relaxing or entertaining. A standout feature is the 12' x 40' finished shed (2023), complete with electricity, radiant heat, air conditioning, ceiling fans, and flooring—ideal for a workshop, hobby space, home office, or additional storage. The home also features a full unfinished basement, offering ample storage space and future potential. Many recent improvements have been made to the home. See disclosures for additional details.

Property details

Beds
3
Baths
1
SqFt
1,176
Lot
Year built
1958
Type
Single Family
Days on market
2
Heating
Central, Electric, Heat Pump, Oil, Wall Furnace
Cooling
Central Air, Wall Unit(s)
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,023/ month

Principal & interest
$1,703
Property tax (~1.05%)
$240
Homeowners insurance
$80
HOA dues

Down payment

$13,750 down · $261,250 financed

Income to qualify (28% rule)

~$86,742 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.