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John KurtzCharlotte · NC

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Lancaster · Lancaster, SC

4705 Monterrico Drive #76

Lancaster, SC · 2,985 sqft

$494,900

  • 4Beds
  • 2.5Baths
  • 2,985SqFt
  • 2026Year
  • 1Days on market

About this home

The Riley 4 BR / 2.5 BA plan with 2-car garage at Edgewater Pinery West. This home features private study, large great room with gas fireplace, and well-appointed kitchen with upgraded quartz counters, tile backsplash, gas range, modern lighting, and more. On second level, the large Primary Suite features tray ceiling and large luxury ensuite with garden tub and separate walk-in tiled shower. Spacious secondary bedrooms, two additional full baths, bonus room, and laundry room complete the home. Edgewater is home to a top-ranked public golf course, recreational boating & fishing lake, w/many Coming Soon attractions, including fine dining, enhanced golfing & racquet sports facilities, retail shopping & more!

Property details

Beds
4
Baths
2.5
SqFt
2,985
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Style
Other
Heating
Floor Furnace, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Laminate, Tile
HOA dues
$480 / yr

Features

  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,682/ month

Principal & interest
$3,065
Property tax (~1.05%)
$433
Homeowners insurance
$144
HOA dues
$40

Down payment

$24,745 down · $470,155 financed

Income to qualify (28% rule)

~$157,819 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.