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John KurtzCharlotte · NC

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Monroe · Monroe, NC

4711 Duncan Road

Monroe, NC · 2,954 sqft

$900,000

  • 4Beds
  • 3Baths
  • 2,954SqFt
  • 1997Year
  • 5Days on market

About this home

Nestled in a sought-after private setting, this charming Southern-style home sits on 5.71 beautiful acres and is accessed by a long private driveway, offering both privacy and peaceful surroundings. Enjoy breathtaking sunset views from the classic wraparound front porch or relax on the lighted patio overlooking the fenced backyard—perfect for quiet evenings or gathering with friends and family. The home offers spacious living with a total of 6 bedrooms and 5 bathrooms within the heated living area. However, due to permit status and septic system capacity, the property is being marketed as a 4-bedroom, 3-bathroom home, as the septic system is approved for 4 bedrooms. The property is being used as a prayer house, creating a unique and serene environment. New roof and windows installed within the past 10 years. The spacious primary suite features a whirlpool tub and a bay window, providing a peaceful retreat. Septic inspection was completed in Mar 2026, and the septic system (Septic pump and grinder pump) was cleaned and pumped in April 2026. Seller is also offering $600 toward the purchase of a home warranty.

Property details

Beds
4
Baths
3
SqFt
2,954
Lot
Year built
1997
Type
Single Family
Days on market
5
Garage
2
Style
Traditional
Heating
Forced Air, Propane
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Hardwood, Tile, Wood

Features

  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,623/ month

Principal & interest
$5,573
Property tax (~1.05%)
$787
Homeowners insurance
$262
HOA dues

Down payment

$45,000 down · $855,000 financed

Income to qualify (28% rule)

~$283,884 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.