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John KurtzCharlotte · NC

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Hickory · Hickory, NC

4726 Crystal Falls Avenue

Hickory, NC · 3,389 sqft

$995,000

  • 3Beds
  • 3Baths
  • 3,389SqFt
  • 1999Year
  • 36Days on market

About this home

3 bedrooms plus a bonus room and finished basement make this exceptional Lake Hickory home a true retreat for those who cherish lakeside living. Offering over 3,400 square feet of thoughtfully designed heated space, there is plenty of room to relax, entertain, and unwind in serene surroundings. Enjoy peaceful sunrises over the water and stunning evenings from the main-level deck or lower covered patio, both overlooking the koi pond and tranquil cove views of Lake Hickory. A private floating dock invites endless waterfront enjoyment, perfect for boating, kayaking, or simply soaking in the beauty of lake life.

Inside, the spacious kitchen features granite countertops and a stylish tile backsplash, ideal for preparing meals to share with family and friends. The adjoining family room, anchored by a cozy fireplace, creates the perfect setting for relaxing on cooler evenings. Upstairs, the home offers a restful escape with a generous primary suite, two additional bedrooms, and a large bonus room—perfect for guests, hobbies, or additional living space.

The finished basement adds even more versatility with a recreation area and direct access to the covered patio and lake. For the hobbyist or gardening enthusiast, a brand-new greenhouse adds a special touch. This property is within 1/2 mile of a voluntary agriculture district.

Property details

Beds
3
Baths
3
SqFt
3,389
Lot
Year built
1999
Type
Single Family
Days on market
36
Garage
2
Style
Transitional
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement
Flooring
Hardwood, Tile, Vinyl, Wood
View
Water, Year Round

Features

  • Breakfast Bar
  • Walk-In Pantry
  • Dock - Floating
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$7,323/ month

Principal & interest
$6,162
Property tax (~1.05%)
$870
Homeowners insurance
$290
HOA dues

Down payment

$49,750 down · $945,250 financed

Income to qualify (28% rule)

~$313,849 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.