Lancaster · Lancaster, SC
474 Derbyshire Street
Lancaster, SC · 2,203 sqft
$321,990
Reduced from $323,990
- 4Beds
- 2.5Baths
- 2,203SqFt
- 2026Year
- 69Days on market
About this home
This to-be-built Elder floorplan offers modern, flexible living with a spacious great room, inviting dining area, and a stylish kitchen featuring granite countertops, a large center island perfect for entertaining, and all kitchen appliances included. The Elder additionally has a versatile bedroom, flex room, a loft, and a two-car garage, Set within Basildon, Lancaster’s premier new home community, residents enjoy walkable streets, open green spaces, and lifestyle amenities including a dog park, playground, pickleball courts, and scenic walking trails, all just 15 minutes from Indian Land, SC and a short drive to Waxhaw, NC with its charming shops, dining, parks, entertainment, and historic downtown. Take advantage of our “Buy More, Save More” promotion with up to $10,000 on select upgrades. PLUS, receive up to $9,700 in closing costs credits when you use our preferred lender! Discover why Basildon is one of Lancaster's most desirable communities.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 2,203
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 69
- Garage
- 2
- Style
- Transitional
- Heating
- Electric
- Cooling
- Electric
- Foundation
- Slab
- Flooring
- Carpet, Vinyl
- HOA dues
- $70 / mo
Features
- Attic Stairs Pulldown
- Cable Prewire
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,439/ month
- Principal & interest
- $1,994
- Property tax (~1.05%)
- $281
- Homeowners insurance
- $93
- HOA dues
- $70
Down payment
$16,099 down · $305,890 financed
Income to qualify (28% rule)
~$104,564 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.