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John KurtzCharlotte · NC

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Lancaster · Lancaster, SC

474 Derbyshire Street

Lancaster, SC · 2,203 sqft

$321,990

Reduced from $323,990

  • 4Beds
  • 2.5Baths
  • 2,203SqFt
  • 2026Year
  • 69Days on market

About this home

This to-be-built Elder floorplan offers modern, flexible living with a spacious great room, inviting dining area, and a stylish kitchen featuring granite countertops, a large center island perfect for entertaining, and all kitchen appliances included. The Elder additionally has a versatile bedroom, flex room, a loft, and a two-car garage, Set within Basildon, Lancaster’s premier new home community, residents enjoy walkable streets, open green spaces, and lifestyle amenities including a dog park, playground, pickleball courts, and scenic walking trails, all just 15 minutes from Indian Land, SC and a short drive to Waxhaw, NC with its charming shops, dining, parks, entertainment, and historic downtown. Take advantage of our “Buy More, Save More” promotion with up to $10,000 on select upgrades. PLUS, receive up to $9,700 in closing costs credits when you use our preferred lender! Discover why Basildon is one of Lancaster's most desirable communities.

Property details

Beds
4
Baths
2.5
SqFt
2,203
Lot
Year built
2026
Type
Single Family
Days on market
69
Garage
2
Style
Transitional
Heating
Electric
Cooling
Electric
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$70 / mo

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,439/ month

Principal & interest
$1,994
Property tax (~1.05%)
$281
Homeowners insurance
$93
HOA dues
$70

Down payment

$16,099 down · $305,890 financed

Income to qualify (28% rule)

~$104,564 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.