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John KurtzCharlotte · NC

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Lancaster · Lancaster, SC

4741 Formation Court

Lancaster, SC · 2,579 sqft

$538,520

Reduced from $560,210

  • 4Beds
  • 3Baths
  • 2,579SqFt
  • 2025Year
  • 70x140x70x140Lot
  • 108Days on market

About this home

Fence in back yard being added this week!! New Construction Home ready now in Brand New Kinsdale Community in Indian Land! Our Mercer Floor Plan offers beautiful selections and structural features such as an inviting Guest Bedroom with Full Bathroom and Covered Porch with large Patio on the main floor. This open floor plan will not disappoint with the spacious Gathering Room and Deluxe Kitchen with large island and gas appliances. Upstairs features an open Loft, plus 2 secondary bedrooms; Owner's Bedroom and Bathroom with walk-in shower. All upgrades and options have been selected. Visit us at our sales center, in the community, to learn more about this and other incredible homes in tranquil Kinsdale. HOA fees include High-Speed Internet/Cable and private trash collection. All Photos are representative only, not of this home.

Property details

Beds
4
Baths
3
SqFt
2,579
Lot
70x140x70x140
Year built
2025
Type
Single Family
Days on market
108
Garage
2
Heating
Central, Heat Pump, Natural Gas
Cooling
Central Air, Electric, Humidity Control, Zoned
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$188 / mo

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,151/ month

Principal & interest
$3,335
Property tax (~1.05%)
$471
Homeowners insurance
$157
HOA dues
$188

Down payment

$26,926 down · $511,594 financed

Income to qualify (28% rule)

~$177,921 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.