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John KurtzCharlotte · NC

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Balsam · Balsam, NC

479 Old Dummy Line Road

Balsam, NC · 2,145 sqft

$625,000

  • 3Beds
  • 3.5Baths
  • 2,145SqFt
  • 1973Year
  • 3Days on market

About this home

Private Mountain Retreat with Sweeping Views in Balsam

Escape to the peace and beauty of the Smoky Mountains with this inviting mountain home, perfectly positioned on 1.08-acre parcel surrounded by mature trees and natural landscape. Set at an elevation of approximately 3,600+ feet, the property offers refreshing mountain air and stunning long-range views that can be enjoyed year-round.

From the moment you arrive, you’ll appreciate the sense of privacy and retreat-like setting. The home blends seamlessly into its surroundings, offering both seclusion and comfort just a short drive from area amenities. A detached two-car garage provides ample space for vehicles, storage, or a workshop—ideal for mountain living and outdoor enthusiasts alike.

Inside, the home welcomes you with warm wood finishes, abundant natural light, and a spacious, open-concept layout designed for both everyday living and entertaining. The main level features comfortable gathering spaces centered around a charming wood-burning fireplace, creating a cozy atmosphere perfect for cool mountain evenings. With 3 bedrooms and 3.5 baths, plus a partially finished walk-out basement, there is plenty of room for family, guests, or flexible use.

One of the standout features of this property is the expansive wraparound covered deck, where you can relax, dine, or entertain while taking in the breathtaking mountain vistas. Whether enjoying your morning coffee or watching the sunset over the ridgelines, this outdoor space truly captures the essence of mountain living.

Additional features include durable fiber cement siding, a metal roof, energy-efficient ductless mini-split systems, and practical infrastructure such as a generator, propane utilities, community well, and private septic—ensuring comfort and reliability in all seasons.

Whether you're searching for a full-time residence, vacation home, or investment opportunity, this property offers the rare combination of privacy, views, and classic mountain charm that defines Western North Carolina living.

Property details

Beds
3
Baths
3.5
SqFt
2,145
Lot
Year built
1973
Type
Single Family
Days on market
3
Garage
2
Style
Cabin, Ranch, Rustic
Heating
Ductless, Electric
Cooling
Ductless
Foundation
Basement, Crawl Space, Slab
Flooring
Tile, Wood
View
Long Range, Mountain(s), Winter, Year Round
HOA dues
$500 / yr

Features

  • Breakfast Bar
  • Built-in Features
  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,641/ month

Principal & interest
$3,870
Property tax (~1.05%)
$546
Homeowners insurance
$182
HOA dues
$41

Down payment

$31,250 down · $593,750 financed

Income to qualify (28% rule)

~$198,927 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.