Morganton · Morganton, NC
4790 Ponderosa Road
Morganton, NC · 3,426 sqft
$829,000
- 4Beds
- 4Baths
- 3,426SqFt
- 2010Year
- 7Days on market
About this home
Charming custom craftsman-style home nestled on a tranquil country lot, just 10 minutes south of Morganton. This meticulously maintained residence has 4 bedrooms and 4 bathrooms. Step inside to a welcoming foyer and hallway featuring elegant wainscoting. The heart of the home is a bright, open-concept kitchen and living area. The kitchen boasts a spacious island, walk-in pantry, granite countertops, dedicated desk space, and abundant cabinetry. The dining room overlooks the front yard and has lots of natural light. The living room is warm and inviting with a coffered ceiling, stone fireplace, and ¾” hickory floors throughout the main level. The main-level primary bedroom with a large walk in closet and en-suite bathroom with a garden tub, a water closet and double sinks. Downstairs has an additional bedroom or home office.
Upstairs, two bedrooms share a Jack-and-Jill bath and one enjoys a large balcony overlooking the front yard. An additional bedroom, hall bath, and expansive bonus/family room above the garage provide flexible space for family, guests, or hobbies. Multiple walk-in attic storage areas, accessible from several upstairs rooms, provide abundant organization and storage options.
A beautiful sunroom off the living room has plenty of room for your indoor plants and opens to a backyard retreat. Step outside to a large cedar deck with custom pergola and stone fireplace. The yard is expansive and planned by a Master Gardener. It has a thoughtfully designed landscape with drought-resistant Zoysia grass, raised vegetable garden beds, a cactus garden, blueberry plants, an azalea garden, and a variety of fruit trees in the orchard. There is a large custom built outbuilding with a steel roof and power, an adorable custom built playhouse that sits at eye level with the trees, and an 8-zone irrigation system supporting the gardens and fruit trees. Modern comfort and technology are thoughtfully integrated, with HVAC units on both floors and a whole-home mesh Wi-Fi system. The oversized two-car garage includes a finished space perfect for a home office, hobby room, or custom workshop.
This home offers a perfect balance of serene outdoor living, functional spaces, and quality craftsmanship—all within a private, unrestricted setting.
Property details
- Beds
- 4
- Baths
- 4
- SqFt
- 3,426
- Lot
- —
- Year built
- 2010
- Type
- Single Family
- Days on market
- 7
- Garage
- 2
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Wood
Features
- Attic Other
- Entrance Foyer
- Garden Tub
- Kitchen Island
- Pantry
- Storage
- Walk-In Closet(s)
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$6,101/ month
- Principal & interest
- $5,134
- Property tax (~1.05%)
- $725
- Homeowners insurance
- $241
- HOA dues
- —
Down payment
$41,450 down · $787,550 financed
Income to qualify (28% rule)
~$261,489 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.