Morganton · Morganton, NC
4836 Stream Side Lane #18
Morganton, NC · 3,148 sqft
$999,000
- 3Beds
- 3.5Baths
- 3,148SqFt
- 2008Year
- 1Days on market
About this home
Exceptional rustic elegance! Quality build perfect for your forever home or vacation get-a-way. Meticulously maintained, Located within the desirable gated Cottage Park at Lake James. Mimosa Marina is just across the street with leased & covered boat slips. Open floor plan for seamless living, stone fireplace with custom live edge mantel, informal dining, gourmet Kitchen w/beautiful granite countertops, rich wood cabinets, detailed fixtures, walkin pantry & stainless appliances. Main level Primary en-suite as well as second primary en-suite on upper level with 3rd bedroom plus bonus room/4th BR and 3rd full bath. Beautiful wood flooring, custom Oak Hill Iron railings, 10 ft ceilings & wide crown moulding. Main level laundry/sink & cabinetry. Basement space is ready to finish or excellent storage/flex space, 2 car garage, circular drive. Covered front porch wraps to screened side porch with outside gas fireplace for incredible outside living. Enjoy 2+ acres with mature landscapping & privacy just a short distance from the community swimming pool and clubhouse. Boat and RV parking available.High Speed internet available thru Spectrum.
Property details
- Beds
- 3
- Baths
- 3.5
- SqFt
- 3,148
- Lot
- —
- Year built
- 2008
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Style
- Arts and Crafts
- Heating
- Heat Pump, Propane
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Wood
- HOA dues
- $1,100 / yr
Features
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Walk-In Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$7,444/ month
- Principal & interest
- $6,187
- Property tax (~1.05%)
- $874
- Homeowners insurance
- $291
- HOA dues
- $91
Down payment
$49,950 down · $949,050 financed
Income to qualify (28% rule)
~$319,040 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.