Skip to content
John KurtzCharlotte · NC

View all 48 photos →

Morganton · Morganton, NC

4836 Stream Side Lane #18

Morganton, NC · 3,148 sqft

$999,000

  • 3Beds
  • 3.5Baths
  • 3,148SqFt
  • 2008Year
  • 1Days on market

About this home

Exceptional rustic elegance! Quality build perfect for your forever home or vacation get-a-way. Meticulously maintained, Located within the desirable gated Cottage Park at Lake James. Mimosa Marina is just across the street with leased & covered boat slips. Open floor plan for seamless living, stone fireplace with custom live edge mantel, informal dining, gourmet Kitchen w/beautiful granite countertops, rich wood cabinets, detailed fixtures, walkin pantry & stainless appliances. Main level Primary en-suite as well as second primary en-suite on upper level with 3rd bedroom plus bonus room/4th BR and 3rd full bath. Beautiful wood flooring, custom Oak Hill Iron railings, 10 ft ceilings & wide crown moulding. Main level laundry/sink & cabinetry. Basement space is ready to finish or excellent storage/flex space, 2 car garage, circular drive. Covered front porch wraps to screened side porch with outside gas fireplace for incredible outside living. Enjoy 2+ acres with mature landscapping & privacy just a short distance from the community swimming pool and clubhouse. Boat and RV parking available.High Speed internet available thru Spectrum.

Property details

Beds
3
Baths
3.5
SqFt
3,148
Lot
Year built
2008
Type
Single Family
Days on market
1
Garage
2
Style
Arts and Crafts
Heating
Heat Pump, Propane
Cooling
Central Air
Foundation
Basement
Flooring
Wood
HOA dues
$1,100 / yr

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,444/ month

Principal & interest
$6,187
Property tax (~1.05%)
$874
Homeowners insurance
$291
HOA dues
$91

Down payment

$49,950 down · $949,050 financed

Income to qualify (28% rule)

~$319,040 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.