Lake Junaluska · Lake Junaluska, NC
486 Oxford Road
Lake Junaluska, NC · 1,472 sqft
$400,000
- 3Beds
- 3Baths
- 1,472SqFt
- 1974Year
- 1Days on market
About this home
Nestled in the heart of Western North Carolina's historic Lake Junaluska district, this cottage, full of vintage charm, is the quintessential mountain retreat just steps from the water’s edge.
Currently a short-term rental, the property balances serene living with investment potential. Residents and guests enjoy lake access and low HOA fees, along with premier community amenities like a scenic walking trail, outdoor pool, tennis courts, and a playground. The property is conveniently located just 45 minutes from Asheville Regional Airport.
Inside, there are 3 bedrooms each with a private ensuite bathroom for maximum comfort and privacy. The sun-drenched, open-concept main floor reveals a dramatic two-story living room with soaring ceilings and a rustic wood-burning fireplace, the ideal sanctuary after a day of hiking, biking, or paddling. For winter enthusiasts, the Cataloochee Ski Area is less than 30 minutes away.
Whether you're seeking a peaceful personal sanctuary or a turnkey investment, this rare gem captures the best of Western North Carolina living. Contact us today to schedule a private showing between guest reservations.
Property details
- Beds
- 3
- Baths
- 3
- SqFt
- 1,472
- Lot
- —
- Year built
- 1974
- Type
- Single Family
- Days on market
- 1
- Heating
- Baseboard
- Cooling
- Wall Unit(s)
- Foundation
- Crawl Space
- HOA dues
- $1,200 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,043/ month
- Principal & interest
- $2,477
- Property tax (~1.05%)
- $350
- Homeowners insurance
- $116
- HOA dues
- $100
Down payment
$20,000 down · $380,000 financed
Income to qualify (28% rule)
~$130,456 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.