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John KurtzCharlotte · NC

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Concord · Concord, NC

4909 Charmwood Court

Concord, NC · 1,173 sqft

$279,900

Reduced from $285,000

  • 2Beds
  • 1Baths
  • 1,173SqFt
  • 1978Year
  • 10Days on market

About this home

Charming 2-bedroom, 1-bath home nestled on a beautiful .47 acre wooded lot offering privacy and peaceful surroundings. This cozy home features an inviting layout with a built-in desk area in the living room, perfect for working from home or additional organization space. Stairs lead to a small loft area that creates the perfect spot to relax, read, or enjoy a quiet retreat.The mud room provides convenient access to the fenced backyard, offering tons of space for gardening and outdoor enjoyment. The property already includes established plum trees, blackberry bushes, muscadine vines, and scuppernong vines for those who appreciate homegrown fruit and nature. This home also features an attached 2-car carport that is a year old, along with a tool shed for storing yard equipment and gardening tools. Surrounded by mature trees and natural beauty, this property offers charm, functionality, and plenty of outdoor space while still being conveniently located near shopping, dining, and local amenities.

Property details

Beds
2
Baths
1
SqFt
1,173
Lot
Year built
1978
Type
Single Family
Days on market
10
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,029/ month

Principal & interest
$1,733
Property tax (~0.92%)
$214
Homeowners insurance
$81
HOA dues

Down payment

$13,995 down · $265,905 financed

Income to qualify (28% rule)

~$86,988 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.