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John KurtzCharlotte · NC

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Morganton · Morganton, NC

4915 S T Clark Road

Morganton, NC · 1,572 sqft

$400,000

Reduced from $410,000

  • 3Beds
  • 2Baths
  • 1,572SqFt
  • 2026Year
  • 25Days on market

About this home

Reduced $400,000 Welcome to 4915 St. Clark Rd in Morganton—a brand-new construction home completed in 2026, offering modern style, quality craftsmanship, and energy-efficient living on a semi-private 1.09-acre lot.

Step inside to discover a bright, open-concept layout designed for today’s lifestyle. The spacious living, dining, and kitchen areas flow seamlessly together, creating the perfect setting for everyday living and entertaining. The kitchen shines with granite countertops, stainless steel appliances—including a side-by-side refrigerator, smooth-top range, dishwasher, and microwave—plus sleek finishes throughout.

This thoughtfully designed home features 3 bedrooms and 2 full baths, all on one level for easy living. The primary suite offers a ceiling fan, an additional closet for extra storage, and a private bath complete with a walk-in shower and walk-in closet. The guest bath includes a convenient tub/shower combination.

Enjoy outdoor living with a welcoming covered front porch, a rear deck ideal for relaxing or grilling, and both front and backyard space to spread out and enjoy your surroundings.

Additional highlights include:

Oversized garage with ample storage or workspace Large laundry room for added convenience Low-maintenance vinyl siding Architectural shingle roof Wide concrete driveway Recessed lighting, brushed nickel & chrome fixtures throughout Energy-efficient Carrier heat pump with central air

If you’re looking for a move-in-ready home with modern finishes, privacy, and room to breathe—this one checks all the boxes. Don’t miss your opportunity to own this beautiful new build!

Owner is a licensed real estate broker.

Property details

Beds
3
Baths
2
SqFt
1,572
Lot
Year built
2026
Type
Single Family
Days on market
25
Garage
2
Style
Ranch
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,943/ month

Principal & interest
$2,477
Property tax (~1.05%)
$350
Homeowners insurance
$116
HOA dues

Down payment

$20,000 down · $380,000 financed

Income to qualify (28% rule)

~$126,171 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.