Spruce Pine · Spruce Pine, NC
492 Chestnut Mountain Road
Spruce Pine, NC · 933 sqft
$159,000
Reduced from $169,000
- 3Beds
- 2Baths
- 933SqFt
- 1994Year
- 231Days on market
About this home
Price cut $8k on this Affordable mountain retreat in the heart of nature. 1.43-acre property offers a peaceful haven minutes from Little Switzerland, the Blue Ridge Parkway, Mt Mitchell. Surrounded by national forest & park lands, Ideal setting for full-time living, a relaxing vacation getaway or a lucrative VRBO. Well-maintained 14’x66' home built in 1994, features 3-bedrooms, 2-full baths, A spacious master suite that easily accommodates a king-size bed. Open living room & kitchen concept; Central HAVC for year-round comfort, Durable metal roof. All appliances included, so you can move in with ease. Outside you’ll immediately appreciate the gentle, usable land—perfect for a garden, pets or a few farm animals. Across the quiet road, a babbling creek provides a soothing soundtrack to your daily life-the peaceful sound adds a calming touch to a serene setting. No restrictions, Versatile property ready for whatever you envision. Explore the possibilities & experience the quiet charm of mountain living
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 933
- Lot
- —
- Year built
- 1994
- Type
- Single Family
- Days on market
- 231
- Heating
- Central, Oil
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Vinyl, Wood
Features
- Breakfast Bar
- Built-in Features
- Open Floorplan
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,170/ month
- Principal & interest
- $984
- Property tax (~1.05%)
- $139
- Homeowners insurance
- $46
- HOA dues
- —
Down payment
$7,950 down · $151,050 financed
Income to qualify (28% rule)
~$50,153 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.