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John KurtzCharlotte · NC

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Sherrills Ford · Sherrills Ford, NC

4920 Surfwood Drive

Sherrills Ford, NC · 1,655 sqft

$399,900

Reduced from $409,420

  • 3Beds
  • 2Baths
  • 1,655SqFt
  • 1990Year
  • 110Days on market

About this home

Welcome to this charming home in the highly sought after Moonlight Bay lake community. This well-maintained 3-bedroom, 2-bath, single-story home features numerous updates, including: new blinds throughout, newer dishwasher, new chimney cap for your wood-burning fireplace, encapsulated crawlspace with dehumidifier, French drain, leaf guards on gutters, custom insulated garage door, water filtration system, newer light fixtures in the kitchen and dining rooms, and beautifully updated bathrooms (2022). Enjoy lake views from the back deck or relax and watch the sunset from the front porch swing on your .47 acre lot. Also, NO HOA! Community amenities include lake access, a picnic area, and a small beach perfect for swimming and kayaking. Conveniently located approximately 2 miles from grocery stores, dining, shopping, boat launch, and medical facilities. Washer, dryer, and refrigerator to convey with acceptable offer.

Property details

Beds
3
Baths
2
SqFt
1,655
Lot
Year built
1990
Type
Single Family
Days on market
110
Garage
2
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Tile, Wood
View
Water

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,943/ month

Principal & interest
$2,476
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues

Down payment

$19,995 down · $379,905 financed

Income to qualify (28% rule)

~$126,139 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.