Spruce Pine · Spruce Pine, NC
493 Franklintown Road
Spruce Pine, NC · 2,064 sqft
$299,000
- 2Beds
- 1Baths
- 2,064SqFt
- 1980Year
- 8Days on market
About this home
Come make this charming mini farm yours. This 2 bedroom 1 bath home is loaded with charm and coziness.2 bedrooms 1 bath one level living on 2.62 acres. The partially finished basement could be a bedroom if you desired. Currently used as a family room. Laundry is also located in the basement. The kitchen has beautiful hickory cabinets and new appliances. Central heat and air with freestanding wood stove in the basement. If you love growing your own vegetables and fruit, this is the place for you. Nice, fenced garden spot, fruit trees, grape vines and berry bushes making it possible to grow your own. Enjoy the view as you relax on the covered porch or other seating areas. You will find several outbuildings. Dog kennel does not covey Don't miss this one.
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 2,064
- Lot
- —
- Year built
- 1980
- Type
- Single Family
- Days on market
- 8
- Heating
- Central, Electric, Heat Pump, Wood Stove
- Cooling
- Central Air, Electric
- Foundation
- Basement
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,200/ month
- Principal & interest
- $1,851
- Property tax (~1.05%)
- $261
- Homeowners insurance
- $87
- HOA dues
- —
Down payment
$14,950 down · $284,050 financed
Income to qualify (28% rule)
~$94,312 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.