Mount Gilead · Mount Gilead, NC
494 Deerfield Road
Mount Gilead, NC · 1,622 sqft
$425,000
- 3Beds
- 2Baths
- 1,622SqFt
- 1981Year
- 236Days on market
About this home
Escape to this charming 3-bedroom, 2-bath lakefront home. Ideal for both relaxing getaways and full-time living. With a private boat lift and pier, you’ll enjoy easy access to the water for boating, fishing, and swimming. The screened-in deck offers a peaceful spot to take in the lake views, while the fully finished basement provides extra space for entertaining, working from home, or hosting guests. Thoughtfully designed and comfortably equipped, this home has everything you need for a weekend retreat or year-round residence. Whether you're looking to unwind for a few days or settle into lake life permanently, this property offers the perfect blend of comfort, convenience, and natural beauty.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,622
- Lot
- —
- Year built
- 1981
- Type
- Single Family
- Days on market
- 236
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Carpet, Tile, Vinyl
- View
- Water
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,127/ month
- Principal & interest
- $2,632
- Property tax (~1.05%)
- $371
- Homeowners insurance
- $123
- HOA dues
- —
Down payment
$21,250 down · $403,750 financed
Income to qualify (28% rule)
~$134,056 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.