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John KurtzCharlotte · NC

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Morganton · Morganton, NC

4950 Canterbury Place

Morganton, NC · 6,579 sqft

$2,400,000

  • 5Beds
  • 5.5Baths
  • 6,579SqFt
  • 1994Year
  • 28Days on market

About this home

Waterfront estate situated on its own private peninsula along the pristine shores of Lake James. Sweeping, unobstructed views of the lake and surrounding mountains greet you from the wrap-around porch where Golden Hour sunsets are nothing short of extraordinary. The property is designed for easy indoor-outdoor living and entertaining with thoughtfully designed water features including 3 waterfalls and a goldfish pond, a large green space ready for croquet or even a regulation size pickleball or badminton court, a brand-new dock, a fire-pit set on the point, and 450 feet of private shoreline.

A timeless Victorian home spans three levels rich in character. Inside, a dramatic foyer with soaring ceilings and a curved staircase makes a striking first impression, while the two-story circular library stands as a true architectural centerpiece. The main level is thoughtfully laid out for both everyday living and hosting, with generous living and dining spaces, a cozy den, and a kitchen complete with a wood-burning fireplace and easy access to the outdoor areas.

The primary suite features a private balcony and spa-inspired bath, while additional bedrooms, flexible living areas, and a finished lower level plumbed for a kitchen provide ample space for guests, friends, and family. A truly one-of-a-kind Lake James property that must be experienced to be fully appreciated.

Owner is financing available at 3.25% — a rare opportunity for a property this distinctive.

Property details

Beds
5
Baths
5.5
SqFt
6,579
Lot
Year built
1994
Type
Single Family
Days on market
28
Style
Victorian
Heating
Heat Pump, Zoned
Cooling
Central Air, Heat Pump, Zoned
Foundation
Basement, Crawl Space
Flooring
Carpet, Tile, Wood
View
Long Range, Mountain(s), Water, Year Round

Features

  • Built-in Features
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Fire Pit
  • Dock - Floating
  • In-Ground Irrigation
  • Outdoor Shower

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$17,663/ month

Principal & interest
$14,863
Property tax (~1.05%)
$2,100
Homeowners insurance
$700
HOA dues

Down payment

$120,000 down · $2,280,000 financed

Income to qualify (28% rule)

~$757,023 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.