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John KurtzCharlotte · NC

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Denver · Denver, NC

4950 River Hills Drive

Denver, NC · 4,484 sqft

$1,145,000

Reduced from $1,200,000

  • 4Beds
  • 3.5Baths
  • 4,484SqFt
  • 2006Year
  • 74Days on market

About this home

Experience Lake Norman living in a gated, lake-access community with private boat ramp and day dock—just minutes from everything, yet tucked into a peaceful wooded cul-de-sac.

PRE-INSPECTED for added confidence, this extensively updated and meticulously maintained home offers room to create a resort-style pool retreat.

Major improvements include two new HVAC systems (2023/24) with UV light air purification, fresh interior paint, new wood floors, designer interior/exterior lighting (2025), updated cabinetry, new hardware and plumbing fixtures, new bedroom carpet (2025), exterior paint (2025), and a new garage door, opener, and springs (2025).

Additional updates include a complete kitchen remodel, new deck and screened porch, a year-round swim spa and patio (2022), fencing (2022), and a fully encapsulated crawlspace.

This 4,484 sf full-brick home stands out with soaring 12’ ceilings, rich wood floors, designer lighting, and a floor-to-ceiling stone fireplace anchoring the main living space. The kitchen is designed for both everyday living and entertaining, featuring custom cabinetry, granite countertops, high-end appliances (gas stove top), a large breakfast bar, and a dedicated coffee and wine bar—all overlooking the private backyard.

Main-level living includes a spacious primary suite with sitting area, custom walk-in closet, and spa-like bath with dual vanities, stone shower, and jetted tub. Additional spaces include a dedicated office, bonus room, stylish bar/lounge, secondary en-suite, and two additional generously sized bedrooms.

Outdoor living is where this home truly shines—a large deck, screened porch nestled among the trees, patio, fire pit, year-round swim spa, and fenced backyard extending beyond the current fence line create a private retreat that’s hard to find at this price point

Located just 3–4 miles from shopping, dining, and daily conveniences, with an easy commute to Charlotte—this home offers the lifestyle buyers are looking for, without compromise.

Property details

Beds
4
Baths
3.5
SqFt
4,484
Lot
Year built
2006
Type
Single Family
Days on market
74
Garage
2
Style
Traditional
Heating
Electric, ENERGY STAR Qualified Equipment, Heat Pump
Cooling
Central Air, Electric
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$1,510 / yr

Features

  • Attic Walk In
  • Breakfast Bar
  • Entrance Foyer
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Wet Bar
  • Whirlpool
  • Fire Pit
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,552/ month

Principal & interest
$7,091
Property tax (~1.05%)
$1,001
Homeowners insurance
$333
HOA dues
$125

Down payment

$57,250 down · $1,087,750 financed

Income to qualify (28% rule)

~$366,556 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.