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John KurtzCharlotte · NC

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Sherrills Ford · Sherrills Ford, NC

4950 Surfwood Drive

Sherrills Ford, NC · 3,607 sqft

$815,000

Reduced from $849,000

  • 3Beds
  • 4.5Baths
  • 3,607SqFt
  • 2023Year
  • 112'*180'*113'*180Lot
  • 21Days on market

About this home

Welcome to this beautifully maintained home in the highly desirable Moonlite Bay community, offering convenient access to Lake Norman. This thoughtfully designed home features 10’ ceilings on the main level, creating an open and airy feel throughout. The spacious primary suite serves as a private retreat, complete with dual walk-in closets and a luxurious bath featuring an impressive soaking tub.

The gourmet kitchen is both stylish and functional, showcasing gorgeous quartz countertops and a modern backsplash—perfect for everyday living and entertaining. Enjoy outdoor living year-round on the expansive 16’ x 19’ screened porch, ideal for relaxing or hosting guests.

The current owner has taken great pride in the beautifully landscaped flower garden, adding charm, color, and curb appeal to the property.

Situated just minutes from shopping, dining, and daily conveniences, this home has been meticulously cared for and offers the perfect balance of comfort, style, and location. Don’t miss this opportunity to enjoy Lake Norman living in one of the area’s most sought after communities.

Property details

Beds
3
Baths
4.5
SqFt
3,607
Lot
112'*180'*113'*180
Year built
2023
Type
Single Family
Days on market
21
Garage
2
Heating
Central, Electric, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Slab
Flooring
Laminate, Tile

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,998/ month

Principal & interest
$5,047
Property tax (~1.05%)
$713
Homeowners insurance
$237
HOA dues

Down payment

$40,750 down · $774,250 financed

Income to qualify (28% rule)

~$257,073 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.