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John KurtzCharlotte · NC

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Spindale · Spindale, NC

496 Spindale Street

Spindale, NC · 892 sqft

$94,000

Reduced from $130,000

  • 2Beds
  • 1Baths
  • 892SqFt
  • 1920Year
  • 124Days on market

About this home

Don't miss the opportunity to make this charming bungalow your very own. This cozy two-bedroom, one-bathroom home is ready for all your grand ideas—a large living room with an abundance of natural light. The sizable kitchen is spacious enough for an island and features a charming pantry with ample shelving. The yard is level and manageable. The exterior features vinyl siding, a metal roof, and updated windows. Natural gas is available for a wall and floor heater, but there is no air conditioning. Home is within walking distance of downtown shops and restaurants. The outbuilding in the back could be brought up to speed to be used for tons of storage, woodworking, or extra hangout space. The court must approve any accepted offer.

Property details

Beds
2
Baths
1
SqFt
892
Lot
Year built
1920
Type
Single Family
Days on market
124
Style
Bungalow
Heating
Natural Gas, Other - See Remarks
Cooling
Window Unit(s)
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$691/ month

Principal & interest
$582
Property tax (~1.05%)
$82
Homeowners insurance
$27
HOA dues

Down payment

$4,700 down · $89,300 financed

Income to qualify (28% rule)

~$29,650 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.