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John KurtzCharlotte · NC

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Blowing Rock · Blowing Rock, NC

497 Black Locust Circle

Blowing Rock, NC · 3,248 sqft

$1,595,000

  • 3Beds
  • 3.5Baths
  • 3,248SqFt
  • 2017Year
  • irrLot
  • 3Days on market

About this home

Tucked away in the highly sought-after Cross Creek Farm community, this exceptional mountain retreat offers the perfect combination of luxury, comfort, and investment potential in the heart of the High Country. Ideally positioned between downtown Blowing Rock and downtown Boone, 497 Black Locust Circle places you just minutes from charming shops, local dining, Appalachian State University, skiing, hiking, and all the outdoor recreation the mountains are known for—while still offering the peace and privacy of a true mountain escape. Beautifully updated and impeccably maintained, this stunning 4-bedroom, 3.5-bath home was thoughtfully designed for both everyday living and unforgettable mountain getaways. From the moment you arrive, the home welcomes you with warm architectural character, inviting curb appeal, and breathtaking long-range mountain views that create a stunning backdrop in every season. Inside, spacious gathering areas, expansive windows, and abundant natural light allow the beauty of the outdoors to flow seamlessly throughout the home. The thoughtfully updated interior blends timeless mountain charm with modern comfort, creating spaces that feel both elevated and inviting. Whether hosting family and friends or enjoying a quiet weekend in the mountains, the floor plan offers the perfect balance of functionality and relaxation. The outdoor living spaces are truly exceptional and designed to fully embrace the High Country lifestyle. Multiple areas for entertaining and relaxing provide the ideal setting for morning coffee overlooking the mountains, cozy evenings by the fire, or gathering with guests after a day exploring Boone and Blowing Rock. The fenced yard adds both privacy and convenience, making the property ideal for pets, outdoor enjoyment, or simply creating your own private mountain oasis. One of the most unique and valuable features of this property is that Cross Creek Farm permits short-term rentals—an increasingly rare opportunity in such a desirable location. Whether you are searching for a full-time residence, luxury second home, or income-producing investment property, this home offers incredible flexibility and long-term appeal.

Property details

Beds
3
Baths
3.5
SqFt
3,248
Lot
irr
Year built
2017
Type
Single Family
Days on market
3
Garage
2
Style
Cottage
Heating
Central, Ductless, Electric, Forced Air
Cooling
Ceiling Fan(s), Central Air, Ductless, Electric
Foundation
Basement
Flooring
Carpet, Tile, Wood

Features

  • Breakfast Bar

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$11,739/ month

Principal & interest
$9,878
Property tax (~1.05%)
$1,395
Homeowners insurance
$465
HOA dues

Down payment

$79,750 down · $1,515,250 financed

Income to qualify (28% rule)

~$503,106 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.