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John KurtzCharlotte · NC

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Mount Gilead · Mount Gilead, NC

5028 NC 109 Highway S

Mount Gilead, NC · 982 sqft

$165,000

  • 2Beds
  • 1Baths
  • 982SqFt
  • 1968Year

About this home

Charming and move-in ready, this updated home offers 2 bedrooms, 1 bathroom, and a versatile bonus room with a closet—perfect for a home office, guest space, or additional bedroom option. The kitchen has been thoughtfully updated, providing a fresh and functional space for everyday living and entertaining.

Recent improvements give peace of mind, including a new roof and HVAC system installed in 2023, along with a septic system repair completed with permits in 2024.

Enjoy relaxing on the covered front porch or take advantage of the convenient carport for sheltered parking. This property offers comfortable living with key updates already completed, making it a great option for homeowners or investors alike.

Schedule your showing today and come see the value and updates this home has to offer.

Property details

Beds
2
Baths
1
SqFt
982
Lot
Year built
1968
Type
Single Family
Heating
Electric
Cooling
Electric
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,214/ month

Principal & interest
$1,021
Property tax (~1.05%)
$144
Homeowners insurance
$48
HOA dues

Down payment

$8,250 down · $156,750 financed

Income to qualify (28% rule)

~$52,045 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.