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John KurtzCharlotte · NC

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Shelby · Shelby, NC

503 Circle Drive E

Shelby, NC · 1,490 sqft

$249,900

Reduced from $259,900

  • 3Beds
  • 2Baths
  • 1,490SqFt
  • 1949Year
  • 50Days on market

About this home

PRICE REDUCTION! Welcome home and fall in love with this stunning, fully renovated white brick ranch at 503 East Circle Drive. From the designer-inspired open layout to the crisp, brand-new flooring and fresh paint, every inch of this 3-bedroom, 2-bath home feels like a breath of fresh air. The chef-ready kitchen shines with sleek countertops and new stainless appliances, while the finished basement offers that extra living space. Enjoy the spacious back yard and porch, just in time for summer living. Nestled on a spacious lot just minutes from the heart of downtown Shelby, this move-in-ready gem isn't just beautiful, it’s affordable. Qualifies for 100% USDA Financing (0% Down!) Don't just dream of homeownership, walk into it today!

Property details

Beds
3
Baths
2
SqFt
1,490
Lot
Year built
1949
Type
Single Family
Days on market
50
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,839/ month

Principal & interest
$1,547
Property tax (~1.05%)
$218
Homeowners insurance
$72
HOA dues

Down payment

$12,495 down · $237,405 financed

Income to qualify (28% rule)

~$78,825 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.