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John KurtzCharlotte · NC

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Indian Trail · Indian Trail, NC

5036 Puddle Pond Road

Indian Trail, NC · 2,032 sqft

$457,900

  • 3Beds
  • 2Baths
  • 2,032SqFt
  • 2026Year
  • 1Days on market

About this home

Proposed Construction The Oceana is a spacious ranch floor plan featuring an open-concept layout with a large gathering area that seamlessly connects the kitchen, casual dining space, and family room perfect for everyday living and entertaining. The kitchen is thoughtfully designed with a large island, gas range, soft-close cabinets, and an expansive pantry offering abundant storage. The private primary suite serves as a relaxing retreat with a walk-in shower, dual sinks, and a generous walk-in closet. Step outside to enjoy the covered patio, ideal for quiet evenings or hosting family and friends. We are conveniently located near US-74 and I-485, with easy access to Uptown Charlotte, Matthews, Mint Hill, Concord, and Ballantyne. Enjoy the perfect blend of nature, convenience, and community in a location that keeps you connected to work, shopping, dining, and more.

Property details

Beds
3
Baths
2
SqFt
2,032
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Heating
Central, Natural Gas
Cooling
Central Air, Electric
Foundation
Slab
HOA dues
$135 / mo

Features

  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,466/ month

Principal & interest
$2,835
Property tax (~0.95%)
$362
Homeowners insurance
$133
HOA dues
$135

Down payment

$22,895 down · $435,005 financed

Income to qualify (28% rule)

~$148,584 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.