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John KurtzCharlotte · NC

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Shelby · Shelby, NC

504 Oakland Drive

Shelby, NC · 1,496 sqft

$219,900

  • 3Beds
  • 2.5Baths
  • 1,496SqFt
  • 2026Year
  • 50x140Lot
  • 5Days on market

About this home

The Pinecrest is a newly constructed home that is complete and move-in ready. This two-story residence features three bedrooms and 2.5 bathrooms. The open floor plan on the main level includes a living room with a fireplace, a dining area, and a kitchen equipped with a stylish island. The solid surface countertops are complemented by a tile backsplash. For added peace of mind, this home comes with a 10-year Quality Builders Warranty.

Property details

Beds
3
Baths
2.5
SqFt
1,496
Lot
50x140
Year built
2026
Type
Single Family
Days on market
5
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Slab
Flooring
Carpet, Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,618/ month

Principal & interest
$1,361
Property tax (~1.05%)
$192
Homeowners insurance
$64
HOA dues

Down payment

$10,995 down · $208,905 financed

Income to qualify (28% rule)

~$69,362 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.