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John KurtzCharlotte · NC

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Hickory · Hickory, NC

5042 Ridgeland Drive

Hickory, NC · 4,950 sqft

$699,900

Reduced from $795,000

  • 4Beds
  • 4.5Baths
  • 4,950SqFt
  • 1988Year
  • 256Days on market

About this home

4950 SQ FT! French Country–style home, perfectly situated on 1.2 acres in the sought-after Old River Trails community of Mt. View. Custom built with exceptional attention to detail, this residence offers nearly 5,000 sq ft overall. approx. 3,000 on the main level + bonus room and an additional 1,960 sq ft of beautifully finished, heated space in the basement—ideal for versatile living. The main level showcases an inviting open floor plan featuring a spacious living room, formal dining room, and a thoughtfully designed kitchen with an island breakfast bar. Enjoy seamless indoor-outdoor living as you step from the living area onto a low-maintenance composite deck overlooking the sparkling pool. Three bedrooms, two and a half baths, and a conveniently located laundry room (just off the garage) complete the main floor. Upstairs, a large bonus room with full bath offers endless possibilities—perfect for a home office, media room, or guest suite. The finished basement extends the home’s livability with a generous recreation area currently set up with a billiard table, a cozy family room, a bedroom, a full bath, a home office plus a flex space and a perfect spot for a wine cellar. With its refined design, thoughtful layout, and resort-style outdoor setting, this exceptional home truly has it all.

Property details

Beds
4
Baths
4.5
SqFt
4,950
Lot
Year built
1988
Type
Single Family
Days on market
256
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air, Heat Pump
Foundation
Basement

Features

  • Breakfast Bar
  • Central Vacuum
  • Entrance Foyer
  • Kitchen Island
  • Wet Bar

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,151/ month

Principal & interest
$4,334
Property tax (~1.05%)
$612
Homeowners insurance
$204
HOA dues

Down payment

$34,995 down · $664,905 financed

Income to qualify (28% rule)

~$220,767 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.